Actually Free

PayPal - Pay, Send, Save

PayPal, Inc. · Top Free Apps · 4.8★ (6,298,637 ratings)

Is PayPal - Pay, Send, Save free? Actually Free.

Pricing: PayPal has no in-app purchases; sending, receiving, and paying with the app is free, though transaction/currency-conversion fees can apply depending on the payment type, which is charged by PayPal's underlying service rather than sold as app-store IAP.

View on the App Store →

Sending and receiving money is usable without paying for app access, so PayPal is more than a storefront for paid purchases. Reviews like the convenience, but account restrictions, held funds, and support problems can make access to your own money frustrating.

Pros
  • Reviewers find online payments and transactions convenient.
  • Basic person-to-person payments do not require a subscription.
  • The app also provides useful account and transaction management without a membership fee.
Cons
  • Reviewers report funds being held longer than expected.
  • Account bans and restrictions can happen with little explanation.
  • Customer support is repeatedly described as difficult to get useful answers from.
What's free vs. paid

PayPal has no in-app purchases; sending, receiving, and paying with the app is free, though transaction/currency-conversion fees can apply depending on the payment type, which is charged by PayPal's underlying service rather than sold as app-store IAP.

Free
  • Send/receive money
  • Online checkout payments
  • Balance and transaction management
App Store description

PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more.​ SHOP WITH PURCHASE PROTECTION Get built-in protection before and after you buy, with support when something doesn't go as planned. *PayPal Purchase Protection is available on eligible transactions. See terms and limitations: https://www.paypal.com/us/legalhub/paypal/buyer-protection​ EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD   Choose a monthly category and earn 5% back in rewards points on up to $1000 spend/month. Terms apply: http://paypal.com/rewardspal  No monthly fees. The PayPal Debit Mastercard® is issued by The Bancorp Bank N.A. ("The Bancorp"), pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal. PayPal is a financial technology company, not a bank. The Card is linked to your PayPal Balance account. See PayPal Balance Terms and Conditions: https://www.paypal.com/us/legalhub/pp-balance-tnc#holding​ SEND AND REQUEST MONEY, SECURELY & IN SECONDS Send money fast within the US and internationally to 110+ countries. Encrypted payments help keep financial details private and secure.​ BUY NOW PAY LATER In store single-use card is valid for one purchase and must be used within 24 hours of loan approval. *Pay in 4 is available upon approval for purchases of $10 - $2000 and is currently not available to residents of MO. 18 years old or older to apply. The lender for Pay in 4 is PayPal, Inc. (NMLS #910457).  Loans to CA residents are made or arranged pursuant to a CA Financing Law License. RI Small Loan Lender Licensee. NM residents: Go to paypal.com/us/webapps/mpp/campaigns/newmexicodisclosure. Learn more at paypal.com/payin4. TRACK YOUR PACKAGES View orders and delivery status until they arrive safely at your door. Not all sellers are participants.​   MANAGE YOUR SUBSCRIPTION ALL IN ONE APP The easy way to link and track all your subscriptions. ALL YOUR MONEY AND TRANSACTIONS IN ONE PLACE The new Me Tab lets you navigate your money, accounts, and settings right where you’d expect them. PayPal 2211 N 1st St San Jose, CA 95131

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