Service / Storefront

Chime® – Mobile Banking

Chime Financial, Inc. · Top Free Apps · 4.8★ (1,587,880 ratings)

Is Chime® – Mobile Banking free? Service / Storefront.

Pricing: The app itself has no app-native paid tier or purchase and provides free management of eligible Chime spending, savings, payment, credit, and deposit services.

View on the App Store →

Chime is a free app for accessing and managing a Chime banking relationship, including spending, savings, deposits, and account support. Because its purpose is tied to a financial service account, it fits service_or_storefront rather than a freemium app verdict.

Pros
  • Many reviewers praise the lack of common banking fees.
  • Users report fast access to support and useful account-management features.
  • The app centralizes deposits, savings, spending, and rewards.
Cons
  • Several reviewers report serious frustration with fraud disputes.
  • Some users describe difficulty regaining account access after security issues.
  • Login problems can block access to core account functions.
What's free vs. paid

The app itself has no app-native paid tier or purchase and provides free management of eligible Chime spending, savings, payment, credit, and deposit services.

Free
  • Bank account management
  • Mobile check deposit
  • Transfers and payments
  • Savings and credit tools
App Store description

Join America’s #1 Choice for Banking™ and the millions who already bank fee-free.⁵ With Chime, your money works harder from the moment it hits your account.

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